5-Day Instructor-Led Programme
The XAML Certification Programme is the practitioner standard for AML, financial crime, and compliance professionals who design and operate anti-money laundering programmes, conduct enhanced due diligence, manage suspicious activity reporting, and govern financial crime risk across regulated financial services entities. Assessed on Day 5 through a supervised financial crime risk assessment and AML programme design exercise — no MCQs, no annual membership, no CPE renewal.
Duration
5 Days
Price
$4,495
Financial crime compliance is one of the most heavily regulated professional disciplines in the UK and EU financial services market. The FCA Financial Crime Guide, UK Money Laundering Regulations 2017 (as amended), EU 6th Anti-Money Laundering Directive, FATF Recommendations, and a constant stream of regulatory enforcement actions create a complex compliance environment that demands practitioners who can apply frameworks, not just recite them. Online AML awareness modules and ACAMS exam preparation do not build this capability. XAML does.
Across five instructor-led days, participants build AML and financial crime practitioner capability across the complete compliance professional remit: FATF risk-based approach methodology, UK MLR 2017 firm-level obligations, customer due diligence (CDD/EDD/SDD), politically exposed persons management, sanctions compliance, suspicious activity reporting, transaction monitoring effectiveness, financial crime risk assessment design, and FCA financial crime enforcement trends. Every session uses real UK regulatory enforcement cases and FCA thematic review findings.
On Day 5, participants conduct a firm-level financial crime risk assessment for a simulated financial services entity and design an AML programme structure addressing identified risks. A senior AML practitioner with FCA-regulated sector experience assesses methodology quality and programme design. XAML certificate and Practitioner Assessment Report issued. Aligned with FATF Recommendations 2023, UK MLR 2017 (as amended 2023), EU AMLD6, FCA Financial Crime Guide, JMLSG Guidance, Wolfsberg Principles, HM Treasury/OFSI sanctions, and ACAMS programme standards.
Hands-on CDD/EDD file review exercises, SAR writing practice, financial crime risk assessment design, transaction monitoring typology analysis, and AML programme design on Day 5.
Mentor-led sessions examining real FCA enforcement cases, Wolfsberg Group guidance application, JMLSG best practice case studies, and how AML programmes are designed and tested in regulated financial institutions.
Design risk-based AML programmes, conduct enhanced due diligence for complex customers, manage suspicious activity reporting obligations, and govern financial crime risk in FCA-regulated entities.
Design and implement risk-based AML programmes aligned to FATF Recommendations, UK MLR 2017, and FCA Financial Crime Guide requirements
Conduct customer due diligence including CDD, SDD, and EDD for complex customers including PEPs, high-risk jurisdictions, and complex ownership structures
Write and manage suspicious activity reports aligned to UK NCA/UKFIU guidance and understand the consent and tipping-off legal framework
Design transaction monitoring typology libraries, calibrate alert thresholds, and conduct effectiveness reviews aligned to FCA expectations
Conduct firm-level financial crime risk assessments documenting inherent risk, control effectiveness, and residual risk for regulatory scrutiny
Govern AML compliance programmes including three lines of defence structure, MLRO role, training programme design, and FCA inspection preparation
Minimum 12 months in a financial services compliance, operations, or risk role with exposure to AML or financial crime concepts
Basic familiarity with financial services products and services — banking, payments, investment, or insurance context
No legal qualification required — XAML is designed for compliance practitioners, not lawyers, though legal professionals benefit equally
Organized by professional domains with comprehensive coverage
Master these in-demand skills through hands-on practice
A clear view of the roles this programme supports, what typically comes next, and where learners progress over time
Choose the learning format that works best for you and your team
Instructor-Led Training
Join live instructor-led sessions from anywhere. Interactive, engaging, and flexible.
Price per person
Group enrolments and early planning options available.
All prices are exclusive of VAT where applicable. Group enrolments and custom packages available on request.
Not everyone learns best in a group. If you want focused guidance, faster clarity, and confidence you can use on the job, our 1-to-1 Fast-Track Training gives you private, mentor-led support tailored to your experience and goals.
"Many learners choose 1-to-1 when they want understanding, not memorisation."
Credential
On successful completion of Xcademia AML & Financial Crime Practitioner, learners receive an Xcademia Certificate of Completion. This standalone certificate is issued directly by Xcademia and recognised by employers across the UK defence and security sector.
Everything you need to know about the certification exams
You will receive an Xcademia certificate of completion based on participation and successful completion of labs and scenario simulations.
Everything you need to know about this course
Yes — XAML is explicitly designed to build MLRO-level competence. The programme covers all MLRO statutory obligations under UK MLR 2017 Regulation 21, SAR decision-making and UKFIU engagement, financial crime risk assessment from a regulatory scrutiny perspective, FCA inspection preparation, and the governance structure the MLRO oversees. MLROs in regulated entities (banks/payment institutions/EMIs/wealth managers) find the programme directly applicable to their current role.
Take the next step in your professional development