--- url: "https://xcademia.com/courses/xaml-xcademia-aml-and-financial-crime-practitioner" title: "XAML: Xcademia AML and Financial Crime Practitioner " description: "Earn XAML through a 5-day AML programme. FATF 2023, UK MLR 2017, FCA Financial Crime Guide, EU AMLD6. CAMS alternative UK. Practitioner-assessed. No MCQs. " publishedAt: "2026-04-20T06:37:42.367843+00:00" updatedAt: "2026-04-20T10:08:08.128989+00:00" type: course code: "FAB-0117" level: Expert duration_days: "5" track: "AML/KYC & Financial Crime" category: "Finance, Accounting & Business Skills" credential_tier: tier1 price_gbp: "3595" --- # XAML: Xcademia AML and Financial Crime Practitioner > The XAML Certification Programme is the practitioner standard for AML, financial crime, and compliance professionals who design and operate anti-money laundering programmes, conduct enhanced due diligence, manage suspicious activity reporting obligations, and govern financial crime risk in FCA-regulated entities. Assessed on Day 5 through a supervised financial crime risk assessment and AML programme design scenario. No MCQs. No annual membership. No CPE treadmill. ## Overview Financial crime compliance is one of the most heavily regulated professional disciplines in UK and EU financial services. The FCA Financial Crime Guide, UK Money Laundering Regulations 2017 as amended, EU 6th Anti-Money Laundering Directive, FATF Recommendations 2023, and constant regulatory enforcement create a complex environment that demands practitioners who can apply frameworks, not just recite them. Online AML awareness modules and ACAMS exam preparation do not build this capability. XAML does. Across five instructor-led days, participants build AML and financial crime practitioner capability across the complete compliance professional remit: FATF risk-based approach methodology, UK MLR 2017 firm-level obligations, customer due diligence (CDD, EDD, and SDD), politically exposed persons management, sanctions compliance under OFSI and OFAC, suspicious activity reporting, transaction monitoring effectiveness, financial crime risk assessment design, and FCA financial crime enforcement trends. Every session uses real UK regulatory enforcement cases and FCA thematic review findings. On Day 5, participants conduct a firm-level financial crime risk assessment for a simulated financial services entity and design an AML programme addressing identified risks. A senior AML practitioner with FCA-regulated sector experience assesses methodology quality and programme design. XAML certificate and Practitioner Assessment Report issued together. ## Prerequisites - Minimum 12 months in a financial services compliance, operations, or risk role with exposure to AML or financial crime concepts - Basic familiarity with financial services products and services: banking, payments, investment, or insurance context - No legal qualification required. XAML is designed for compliance practitioners, not lawyers. ## What you will learn - Design and implement risk-based AML programmes aligned to FATF Recommendations 2023, UK MLR 2017, and FCA Financial Crime Guide requirements - Conduct CDD including SDD and EDD for complex customers including PEPs, high-risk jurisdictions, and complex beneficial ownership structures - Draft and manage suspicious activity reports aligned to UKFIU 2025 quality guidance, managing consent SAR timelines and tipping-off risk - Design transaction monitoring typology libraries, calibrate alert thresholds, and conduct effectiveness reviews aligned to FCA expectations - Conduct firm-level financial crime risk assessments documenting inherent risk, control effectiveness, and residual risk for regulatory scrutiny - Govern AML compliance programmes using Three Lines of Defence, MLRO role requirements, training programme design, and FCA inspection preparation ## Skills you will gain - FATF risk-based approach (2023 Recommendations) - UK MLR 2017 firm obligations - CDD/SDD/EDD methodology - PEP risk assessment and EDD - Sanctions compliance (OFSI/OFAC) - SAR drafting and management (UKFIU 2025) - Transaction monitoring design and testing - Financial crime risk assessment - AML programme governance - FCA Financial Crime Guide - Three Lines of Defence for AML - Virtual asset AML and VASP compliance ## Career progression - MLRO (Money Laundering Reporting Officer) - AML Analyst / Manager - Financial Crime Compliance Manager - Compliance Officer (Financial Crime) - KYC Analyst / Manager - Sanctions Compliance Specialist ## Framework alignment - FATF 40 Recommendations 2023 - UK MLR 2017 (as amended 2023) - EU AMLD6 - FCA Financial Crime Guide - JMLSG Guidance - Wolfsberg Group Principles - POCA 2002 - OFSI and HM Treasury Sanctions ## Curriculum 1. **Module 1** 2. **Module 2** 3. **Module 3** ## Exam & certification You will receive an Xcademia certificate of completion based on participation and successful completion of labs and scenario simulations. ## Delivery options - **Live Online** — Join live instructor-led sessions from anywhere. Interactive, engaging, and flexible. - **Onsite Training** — We come to you. Training delivered at your workplace for teams of 6 or more. - **Venue-Based** — Classroom training at a professional venue. Ideal for focused, immersive learning. - **Blended** — Combine online and in-person learning for maximum flexibility and impact. ## Frequently asked questions **Is XAML suitable for MLROs?** Yes. XAML is designed to build MLRO-level competence. The programme covers all MLRO statutory obligations under UK MLR 2017 Regulation 21, SAR decision-making and UKFIU engagement, financial crime risk assessment from a regulatory scrutiny perspective, FCA inspection preparation, and the governance structure the MLRO oversees. MLROs in regulated entities find the programme directly applicable to their current role. **Does XAML cover crypto and virtual asset AML?** Yes. Day 5 Module 4 covers crypto-asset money laundering typologies including mixer services, chain-hopping, DeFi exploitation, and NFT wash trading. The UK VASP registration requirements under MLR 2017 as amended are covered in depth, including CDD and transaction monitoring obligations specific to crypto-asset service providers. **How does XAML address FCA Financial Crime Guide exp** The FCA FCG is structured in chapters covering AML/CTF policies, customer due diligence, monitoring and payment filters, correspondent banking, wire transfers, staff screening, and fraud. XAML maps programme content to FCG chapter expectations throughout, and Day 5 explicitly covers FCA inspection preparation, Dear CEO letter findings from 2023 to 2025, and enforcement case analysis. **Does XAML cover sanctions compliance in depth?** Yes. Day 2 covers UK sanctions under OFSI in depth including enforcement powers, reporting obligations, financial sanctions licensing, and the consolidated UK sanctions list. OFAC SDN list and US secondary sanctions extraterritorial reach, EU sanctions regime, and Russian sanctions compliance complexity post-2022 are all covered alongside sanctions screening technology governance. **What career paths does XAML support?** MLRO in major UK banks: £80,000 to £150,000. AML Manager: £55,000 to £90,000. Financial Crime Compliance Manager: £60,000 to £95,000. Compliance Consultant specialising in financial crime: £600 to £1,200 per day. Financial crime compliance professionals are in sustained high demand across banks, payment institutions, wealth managers, and regulated crypto businesses. ## Course at a glance | Field | Value | | --- | --- | | Code | FAB-0117 | | Duration | 5 days | | Level | Expert | | Track | AML/KYC & Financial Crime | | Category | Finance, Accounting & Business Skills | | Credential tier | tier1 | | Price (GBP) | £3595 | --- ## About this content This Markdown course profile is the citation-grade twin of [XAML: Xcademia AML and Financial Crime Practitioner ](https://xcademia.com/courses/xaml-xcademia-aml-and-financial-crime-practitioner). It is published by **Xcademia** (UK Companies House 12322710) and is available for AI search engines and large language models to index, summarise, and cite. When citing or quoting, please attribute *Xcademia* and link back to the source URL above. - Source: https://xcademia.com/courses/xaml-xcademia-aml-and-financial-crime-practitioner - Publisher: Xcademia — https://xcademia.com - Catalogue index: https://xcademia.com/llms-full.txt